Unlock the value of your property with a secured loan designed to meet business or personal financial needs.

Axis Finance Personal Loan is designed to solve your financial requirements be it for a medical emergency, planning a much-needed family vacation, school fee, or for that makeover you have been waiting for, we offer straightforward financial solutions that can alleviate your worries. With our hassle free process you can avail Personal loan up to Rs 50 lakhs tailored to suit your requirements with a flexible loan tenure up to 7 years. 

Axis Finance Business Loan is the ideal solution for borrowers in need of funds to meet your immediate cash flow needs, purchase machinery to grow your business or increase stocks to cater to the upcoming festive season. We offer business loans up to Rs 50 lakhs to meet your short-term and medium-term financial needs, for a loan tenure of up to 48 months. Our simple and hassle-free processes offer faster processing of loans from anywhere.

Turn your dream of owning a home into reality with simple and flexible home loans tailored to your needs.

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Our portfolio comprises of secured loans against a variety of asset classes (ready residential, commercial and industrial properties etc.) with an identified cash-flow (rent, dividend, royalty, fee, dedicated business revenue etc.).

Our Corporate loan segment within the Wholesale Banking is sector agnostic and provides loan facilities with tenures ranging from 1 year to 12 years to all sizes of corporates (Conglomerates, large to mid-sized corporates and SMEs).

Our RE lending includes developers who have delivered ~2Mn sq.ft. of area comprising of ready inventory / late-stage projects and select under construction projects. We operate in all Tier 1 and Metro Cities and select micro-markets in Tier II cities as well.

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Insurance serves as the cornerstone of financial stability, providing a vital shield against life's uncertainties. Acting as a robust safety net, it safeguards your assets, health and loved ones from unexpected accidents and unforeseen disasters. Discover a diverse range of insurance products tailored to your specific needs and requirements, ensuring comprehensive protection and peace of mind for you and your family.

Life insurance is more than just financial protection; it's about safeguarding the ones we love.
With Axis Finance Ltd, you're not just getting insurance - you're getting a partner in financial security. Let us help you protect what matters most with the trusted insurers in the market.

With Axis Finance Limited, you will receive comprehensive plans to suit your General Insurance needs like Home Insurance, Commercial Property Insurance.

Explore the coverage options and enjoy peace of mind knowing that you and your loved ones are protected against unforeseen medical expenses.

Insurance Grievance Redressal Mechanism

ECLGS Scheme

Introduction

The Finance Ministry of India launched the Emergency Credit Line Guarantee Scheme in May 2020 to help businesses mitigate the distress caused by lockdowns and the pandemic as a whole.

What is the Emergency Credit Line Guarantee Scheme (ECLGS)?

The Emergency Credit Line Guarantee Scheme provides 100% guarantee coverage by NCGTC up to Rs. 4.5 lakh crore to eligible MSMEs. MSMEs for the purpose of this Scheme will include MSMES/ Business Enterprises which are constituted as Proprietorships, Partnerships, Registered Companies, Trusts and Limited Liability Partnerships (LLPS), interested borrowers under PMMY, and also loans to individuals for business purpose.

No ceiling on outstanding credit has been prescribed for GECL in respect of borrowers eligible under ECLGS 3.0/3.0 Extension.

The Scheme seeks to provide additional credit of up to Rs. 4.5 lakh crore at low cost, thereby enabling MSMEs/businesses to meet their operational liabilities and restart their businesses.

NBFCS which have been in operation for at least 2 years as on 29.2.2020 will be eligible under the Scheme.

The Scheme would be applicable to all loans sanctioned under GECL during the period from May 23, 2020 to March 31,2023, or till guarantees for an amount of Rs. 4.5 lakh crore are issued by NCGTC, whichever is earlier.

The eligibility criteria under the Scheme are as under:

  • All MSME borrower accounts with combined outstanding loans across all MLIs of up to Rs. 50 crores in any sector and classified as regular, SMA-0 or SMA-1 as on 29.2.2020 or 31.03.2021.
  • All MSME borrower accounts with any amount of combined outstanding loans across all MLIs in the Hospitality and related sector and Civil Aviation sector and classified as regular, SMA-0 or SMA-I as on 29.2.2020 or 31.03.2021 or 31.01.2022.
  • All MSME borrower accounts in the 26 sectors identified by the Kamath Committee on Resolution Framework in its report of September 04, 2020 and the Healthcare sector having combined outstanding loans across all MLIs above Rs. 50 crore and not exceeding Rs.500 crore and classified as regular, SMA-0 or SMA-1 as on29.2.2020 or 31.03.2021.
  • Hospitals/Nursing Homes/Clinics/Medical Colleges/ units engaged in manufacturing of liquid oxygen, oxygen cylinders etc. having credit facility with any lending institution (not necessarily MLI) and classified as regular, SMA-0, SMA-1 or SMA-2 as on 31.03.2021.
  • Borrowers who have availed facility under ECLGS 1.0 and are seeking restructuring as per RBI guidelines of May 05, 2021 (as amended vide RBI Circular dated June 04,2021).
  • The Scheme is valid only for existing customers on the books of the MLI.
  • The MSME borrower must be GST registered in all cases where such registration is mandatory. This condition will not apply to MSMES that are not required to obtain GST registration.
  • Loans provided to individuals for own business purposes will be covered under the Scheme.
  • Loans under PMMY extended on or before 31.03.2021, and reported on the MUDRA portal shall be covered under the Scheme.

For more details visit:

ECLGS Scheme