Business Loan

Grow your business with Axis Finance Business Loan — a quick and convenient financing solution designed to support your business expansion, working capital and operational needs.
Access funds through a simple and transparent process, with flexible repayment options that suit your cash flow.

Get a loan of up to ₹50 Lakh with repayment tenure up to 48 months and competitive interest rates.

With collateral-free funding, minimal documentation and simplified loan journey, Axis Finance ensures instant and reliable business funding when you need it most.

Business Loan

Features & Benefits

Collateral free loans

Get access to funds without pledging any collateral for hassle free financing

Faster TAT to meet your goals

Experience quick loan processing and disbursal to meet business requirements

Loan Tenure up to 48 months

Enjoy flexible repayment options with loan tenures extending up to 4 years to suit your financial plans

Competitive Interest Rates

Benefit from competitive interest rates tailored to your business profile

Loan amount up to 50 lakhs

Get business loan up to ₹50 lakhs to support your business needs

Types of Loan/Programs

Explore loan offerings tailored to meet your business financial needs.

Banking Program icon image

Banking Program

Basis banking transactions get the funding you need.

GST Program icon image

GST Program

Loan tailored to your turnover by analysing GST return data.

Income Program icon image

Income Program

Access loan based on income declared in your ITRs.

Vyaapar Business Loan icon image

Vyaapar Business Loan

Customised loan for small enterprises, up to ₹10 lakhs

EMI Calculator

₹50,000

₹10,00,00,000

%
1.00% 30%
Months
12 Months84 Months

Your EMI

50,000
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*Equated Monthly Installment

Total Amount Payable

1,37,621

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. *All the amounts are Indicative.

Loan Can be Availed For

Axis Finance

Business Expansion

Grow your operations and reach new markets effortlessly

Axis Finance

Build Inventory

Stock up on products to meet customer demand on time.

Axis Finance

Working Capital

Maintain smooth cash flow for you business needs.

Form Centre Business Loan

Business Loan

Still have a question?

If you can not find your answers to your questions in our FAQ's, you can get in touch with us.

Still have a question?

A business loan is a form of credit offered to businesses to support their financial needs. This loan can help with managing working capital, expanding operations, inventory purchases and other investments aimed at growing their business.

A business loan can provide the capital for expansion of business or for meeting short or long medium term financial needs. AFL Business Loan helps you meet your credit needs for the present & future.

Business Loan can be availed by SME, professionals, manufacturers, service providers and traders.

The primary purposes of a Business Loan offered by Axis Finance include business expansion and renovation, short-term working capital needs, as well as the purchase of equipment or inventory.

The repayment tenure for a Business Loan from Axis Finance ranges from 12 to 48 months.

Axis Finance offers Business Loans with a minimum loan amount of Rs. 5 lakh and a maximum loan amount of Rs. 50 lakhs, providing businesses with a flexible range of financing options to suit their needs.

You can apply for loan in the following ways:

  • Simply fıll up your details on our website www.axisfinance.in for us to get in touch with you.
  • Visit your nearest branch.
  • Call one of our customer help numbers provided on the website.
  • Our existing customer may also get in touch with their Relationship/Portfolio Manager.

Typically, you will need to provide KYC documents, business financials, bank statements, and proof of business existence. Specific requirements will be communicated during the application process.

Eligibility is determined based on factors such as your business vintage, annual turnover, credit score, and repayment capacity. Specific criteria may vary and will be communicated during the application process.

AFL would prefer to insure the life of the borrower for his/her security so that the loan is adequately covered for any misfortune at the borrower's end. Loan obligation gets cleared hassle free in case of life insurance coverage is in place.

EMI is calculated basis the loan amount, Loan tenure and the Borrowing rate.

EMI = [P x R x (1+RJ) ^N]/[(1+R) ^N - 1], where P is the Loan Amount ‚R is the Borrowing Rate and N is the Loan tenure.

You can repay your EMI's through NACH. The repayment can be made once a month towards your loan.

NACH is the preferred mode of payment for loan repayments. Follow the link to know about our avail Business Loan payment options https://www.axisfinance.in/payment-options.

The processing fee for a Business Loan is applicable as per our Schedule of Charges.

For detailed information, please refer to the Schedule of Charges. Click here to view https://www.axisfinance.in/policies-and-standards/schedule-of-charges.

Yes, you can cancel your approved loan. However, cancellation is subject to applicable charges. For detailed information on these charges, please refer to our Schedule of Charges. Click here to view https://www.axisfinance.in/policies-and-standards/schedule-of-charges.

You can prepay the loan on any working day subject to clearing norms. For relevant charges please refer our schedule of charges for detailed information. Click here to view https://www.axisfinance.in/policies-and-standards/schedule-of-charges.

Yes, you can choose to foreclose your business loan before the end of its tenure. Foreclosure is subject to applicable charges, which are calculated on your outstanding loan balance.

For detailed information on foreclosure charges, please refer to our Schedule of Charges. Click here to viewhttps://www.axisfinance.in/policies-and-standards/schedule-of-charges.

NACH is the preferred mode of payment for loan repayments. Follow the link to know about our avail Business Loan payment options https://www.axisfinance.in/payment-options.

Loan documents such as Loan Statement, Repayment Schedule and Interest Certificate can be downloaded from our self service channel using Customer Portal and WhatsApp services post loan disbursement.

The processing time for a Business Loan from Axis Finance typically ranges from 7 -15 working days, depending on the completeness of the application and documentation.

Loan application can be tracked online. Follow the link to track the application https://www.axisfinance.in/track-application.

Existing contact number & email id can be changed through Axis Finance customer portal‚ else a written request to be submitted along with valid identity and address proof to customer.support@axisfinance.in.

An email request from registered email id to customer.support@axisfinance.in will be accepted for updating the address on receipt of valid address proof.

In case if you wish to change your bank account for making EMI Payments, a fresh E-Nach Registration would be initiated by AFL which has to be ratified/ processed by the customer. Customer may submit the request with necessary supporting documents for AFL to review.

We will help you with any questions regarding AFL Business Loan. Please email us at customer.support@axisfinance.in or visit any of our branches and speak to our relationship manager.