MSME

Axis Finance MSME loans  strives to offer customised  financial solutions to growth oriented firms, traders, manufacturers,  and professionals that are customizable as per customers capital needs, strong cash flows and property value. We offer secured loans from ₹1 crore to ₹25 crores against the widest range of properties, for a loan tenure of up to 240 months. We also tailor loan solutions for specific customer segments like - Education sector, Health care sector etc. to address unique financial dynamics, business models and cash flow patterns of each sector.

Our team of highly skilled and seasoned professionals are systematically positioned across all top cities of India to deliver tailored financial solutions through robust technology-driven processes, to best suit your business needs.

For more details, please call us on 1800 419 0094

MSME

Features & Benefits

Loan against wide range of properties

Avail loan against variety of collaterals - Commercial / Residential / Industrial / School / Hospital / Warehouse / Banquet Hall etc

Loan amount upto ₹ 25 crore

Whether for business expansion or significant investment, we support your goals

Customised underwriting approach

Get a loan solution that truly fits, based on comprehensive understanding of your business

Segmental based funding

Loans crafted to meet the unique demands of your business sector.

Balance Transfer & Balance Transfer + Top Up

Consolidate existing loans for better terms or get additional funds on your current loan

Flexible Tenure of upto 24 months

Choose a re-payment period that comfortably fits your budget, extending up to 20 years

Faster Processing

We streamline our application process to get the funds you need as quickly as possible

Types Of Loans/Program

Small and Medium Business Loan icon image

Small and Medium Business Loan

Fast & flexible loan designed for Small and medium enterprises

Lease rental discounting (LRD) Loan icon image

Lease rental discounting (LRD) Loan

Maximize cash flow with loan against rental income.

Segment Based Funding icon image

Segment Based Funding

Because one size does not fit all

MSME Calculator

₹10,000,000

₹100,000,000

%
1.00%30%
Months
12 Months84 Months

Your EMI

50,000
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*Equated Monthly Installment

Total Amount Payable

1,37,621

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. *All the amounts are Indicative.

Loan Can be Availed For

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Expanding your Existing Business

Use property-backed funds to scale your current operations

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Purchase of Commercial / Residential Property

Leverage property to finance new real estate acquisitions

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Monetary requirements for Personal Use

Unlock property value to meet personal financial needs

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Repaying your High Interest Debt

Consolidate expensive loans with Competitive-rate secured funding

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Long term working capital

Ensure stable cash flow with long-term property-backed funds

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Adding new line of Business

Raise capital to diversify or launch new business ventures

Form Centre MSME

Frequently Asked Questions

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If you can not find your answers to your questions in our FAQ's, you can get in touch with us.

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MSME lending, a vertical of Axis Finance Limited (AFL), is dedicated to catering growth oriented firms, traders, manufacturers and professionals through tailor-made financial solutions that assist individuals and businesses across industries, in achieving their defined targets. MSME loan products are customizable as per borrower's financial needs, cash flows patterns, Business models & property value and are offered at competitive interest rates along with flexible repayment tenure.

Axis Finance Limited’s (AFL) MSME vertical, offers :

  • Loan against Property like - Residential, commercial, plots, school, hospitals, industrial , hotels,etc
  • Lease Rental Discounting - Loan based on rent receivables from Commercial, Industrial, Warehouse properties, etc.
  • Segment based funding to Sectors like - Education, Healthcare, Hospitality, etc.

MSME Term Loan is a secured loan similar to Loan Against Property (LAP) i.e., offered to individuals, traders, manufactures, Self Employed Professionals, Self Employed Non Professionals, entities among others, against existing properties owned by customers or those jointly owned by customers and their immediate family members.

Lease Rental Discounting (LRD) is a term loan that is offered against the monthly rental income received by customers from reputed lessee against their leased out Commercial/ Warehouse/ Industrial/ Hospital/ properties etc.

MSME offers solutions-based loan products in the range of Rs 1 crore to Rs. 25 crore, however the threshold limits are subject to MSME (Secured Lending), AFL discretion and internal policy.

Tenure up to 240 months can be offered under MSME vertical Loan tenure is subject to internal policy of AFL, credit criteria regarding age of customer at loan maturity etc.