Axis Finance Vyapar Business Loan

Axis Finance Vyapar Business Loan is designed to support micro and small entrepreneurs across retail, service, and trading segments. With loan amounts up to ₹10 lakhs, flexible repayment tenures, and zero collateral requirements, it offers a hassle-free loan solution for your business needs.

Whether you require funds for working capital, business expansion, or equipment upgrades, Axis Finance Vyapar provides collateral free credit solutions tailored for you.

Axis Finance Vyapar Business Loan

Features & Benefits

Why Choose Axis Finance Vyapar Business Loan?

No collateral required

Avail loan without locking into your asset

Eligibility based on your banking

Faster eligibility assessment using your banking history

Loan tenure up to 36 months

Choose a tenure that aligns with your business cycle

Minimal documentation

Experience a quick business loan process with simplified paperwork

Loan amounts up-to ₹ 10 lakhs

Flexible funding to meet your working capital and business needs

EMI Calculator

₹50,000

₹10,00,00,000

%
1.00% 30%
Months
12 Months84 Months

Your EMI

50,000
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*Equated Monthly Installment

Total Amount Payable

1,37,621

These calculators are provided only as general self-help Planning Tools. Results depend on many factors, including the assumptions you provide. *All the amounts are Indicative.

Loan Can be Availed For

Axis Finance

Working Capital

Maintain smooth cash flow for you business needs.

Axis Finance

Build Inventory

Stock up on products to meet customer demand on time.

Axis Finance

Business Expansion

Grow your operations and reach new markets effortlessly

Axis Finance Vyapar Business Loan

Axis Finance Vyapar Business Loan

Still have a question?

If you can not find your answers to your questions in our FAQ's, you can get in touch with us.

Still have a question?

Axis Finance Vyapar Business Loan is a collateral free business loan for micro and small entrepreneurs to meet their everyday business needs.

Axis Finance offers quick, hassle-free, collateral free loans with flexible repayment options tailored for small businesses.

Vyapar Loan can be availed by SME, professionals, manufacturers, service providers and traders.

Vyapar Loan helps businesses manage working capital, upgrade or expand operations, and invest in equipment or inventory

The repayment tenure for Vyapar Business Loan from Axis Finance ranges from 12 to 36 months.

Axis Finance offers Business Loans with a minimum loan amount of Rs. 1 lakh and a maximum loan amount of Rs. 10 lakhs, providing businesses with a flexible range of financing options to suit their needs.

You can apply for loan in the following ways:

a) Simply fill up your details on our website www.axisfinance.in for us to get in touch with you.

b) Visit your nearest branch.

c)Call one of our customer help numbers provided on the website.

d)Our existing customers may also get in touch with their Relationship/Portfolio Manager.

Typically, you will need to provide KYC documents, bank statements, and proof of business existence. Specific requirements will be communicated during the application process.

Eligibility is determined based on factors such as your business vintage, annual turnover, credit score, and repayment capacity. Specific criteria may vary and will be communicated during the application process.

Axis Finance would prefer to ensure the life of the borrower for his/her security so that the loan is adequately covered for any misfortune at the borrower's end. Loan obligation gets cleared hassle free in case of life insurance coverage is in place.

EMI is calculated based on the loan amount, Loan tenure and the Borrowing rate.

EMI = [P x R x (1+RJ) ^N]/[(1+R) ^N - 1], where P is the Loan Amount ‚R is the Borrowing Rate and N is the Loan tenure.

You can repay your EMI's through NACH. The repayment can be made once a month towards your loan.

NACH is the preferred mode of payment for loan repayments. Follow the link to know about our avail Business Loan payment options https://www.axisfinance.in/payment-options

The processing fee for Vyapar Business Loan from Axis Finance is applicable as per our schedule of charges under the Business Loan category. For relevant charges, please refer to our schedule of charges for detailed information. Follow the link https://www.axisfinance.in/policies-and-standards/schedule-of-charges

If ever you wish to cancel your loan amount, this can be done so by paying the additional charges. For relevant charges please refer our schedule of charges under the Business Loan category for detailed information. Follow the link https://www.axisfinance.in/policies-and-standards/schedule-of-charges

You can prepay the loan on any working day subject to clearing norms. For relevant charges, please refer to our schedule of charges under the Business Loan category for detailed information. Follow the link https://www.axisfinance.in/policies-and-standards/schedule-of-charges

If ever you wish to foreclose your loan amount prior to its tenure, this can be done so by paying the additional charges. This amount is calculated on the outstanding loan balance.

For relevant charges, please refer to our schedule of charges under the Business Loan category for detailed information. Follow the link  https://www.axisfinance.in/policies-and-standards/schedule-of-charges

NACH is the preferred mode of payment for loan repayments. Follow the link to know about our available payment options https://www.axisfinance.in/payment-options

Loan documents such as Loan Statement, Repayment Schedule and Interest Certificate can be downloaded from our self-service channel using Customer Portal and WhatsApp services to post loan disbursement.

The processing time for a Loan from Axis Finance typically ranges from 7 -15 working days, depending on the completeness of the application and documentation.

Loan application can be tracked online. Follow the link to track the application https://www.axisfinance.in/track-application

Existing contact number & email id can be changed through Axis Finance customer portal‚ else a written request to be submitted along with valid identity and address proof to customer.support@axisfinance.in

An email request from registered email id to customer.support@axisfinance.in will be accepted for updating the address on receipt of valid address proof.

In case you wish to change your bank account for making EMI Payments, a fresh E-Nach Registration would be initiated by AFL which has to be ratified/ processed by the customer. Customer may submit the request with necessary supporting documents for AFL to review.

We will help you with any questions regarding Axis Finance Vyapar Business Loan. Please email us at customer.support@axisfinance.in or visit any of our branches and speak to our relationship manager.