Turn your plans into reality with Axis Finance Personal Loan — a quick and convenient way to meet your financial needs without any collateral.
Whether you are planning to renovate your home, go on a dream vacation, manage wedding expenses or meeting sudden financial needs – access funds instantly with Axis Finance Personal Loan
Get a loan of up to ₹50 Lakh with a repayment tenure of up to 84 months and competitive interest rates.
With minimal documentation, seamless loan journey and flexible repayment options, Axis Finance makes it easier to get funds when you need them most.
₹50,000
₹10,00,00,000
Your EMI
₹ 50,000*Equated Monthly Installment
Total Amount Payable
1,37,621
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If you can not find your answers to your questions in our FAQ's, you can get in touch with us.
Consider a Personal Loan for needs like Marriage Expenses, Medical Emergency, Home Renovation, vacation or Debt Consolidation
No, you are not required to pledge any collateral/ property while applying for a Personal Loan.
Loan application can be tracked online. Follow the link to track the application https://www.axisfinance.in/track-application
EMI is calculated basis the loan amount, Loan tenure and the Borrowing rate. EMI = [P x R x (1+R)^N] / [(1+R)^N - 1], where P is the Loan Amount , R is the Borrowing Rate and N is the Loan tenure.
No tax benefit is applicable on Personal Loan
Below are the general list of documents required:
Currently we are following EMI due dates as 1st, 5th & 10th of every month depending on internal assessment and customer preference.
NACH is the preferred mode of payment for loan repayments. Follow the link to know about our available payment options https://www.axisfinance.in/payment-options
Yes, partial payment towards Personal Loan will either reduce your EMI amount or loan tenure depending on the choice you make.
Personal Loan tenure ranges up to 84 months, subject to fulfilment of our Axis Finance (AFL) Internal Policy, Credit Criteria, Age of borrowers at loan maturity.
Axis Finance offers a Personal Loan with a minimum loan amount of Rs.50,000 and a maximum loan amount of Rs 50 Lakhs.
The minimum salary requirement for a Personal Loan from Axis Finance for preferred employers is as follows:
Loan repayment is done through a registered NACH, you may refer to our various payment options available on our website https://www.axisfinance.in/payment-options
The processing time for a Personal Loan from Axis Finance typically ranges within a day to 4 working days, depending on the completeness of the application and documentation.
Among many criteria, Axis Finance generally assesses credit history and repayment capability.
Loan documents such as Loan Statement, Repayment Schedule and Interest Certificate can be downloaded from our self service channel using Customer Portal and WhatsApp services post loan disbursement.
Existing contact number & email id can be changed through Axis Finance customer portal, else a written request to be submitted along with valid identity and address proof to customer.support@axisfinance.in
An email request from registered email id to cutomer.support@axisfinance.in will be accepted for updation of address on receipt of valid address proof.
In case if you wish to change your bank account for making EMI Payments, a fresh E-Nach Registration would be initiated by Axis Finance which has to be ratified/ processed by the customer. The customer may submit the request with necessary supporting documents for Axis Finance to review.
Yes, Axis Finance offers a fixed interest rate for Personal Loans, ensuring that your monthly payments remain consistent throughout the loan tenure.
You can prepay the loan on any working day subject to clearing norms. For relevant charges please refer our schedule of charges for detailed information. Follow the link https://www.axisfinance.in/policies-and-standards/schedule-of-charges